Someone you love has suddenly passed away. You’re in shock, heartbroken, and don’t know how you’re going to carry on—and then you get a letter that accuses your loved one of intentionally taking his own life. It may seem incredible, but it’s a common insurance company tactic—especially if the victim had a particularly well-paying policy. […]
You don’t want to think about what will happen if your spouse dies unexpectedly. While you cannot prepare for the emotional trauma, you are at least well prepared for the financial difficulties: you both have good jobs, a home, and a solid life insurance policy. But what if the unthinkable happens… and you’re not as […]
Most insurance companies put profit margins above their customer’s needs. They will make a lot of money by denying clams—but if they deny claims they should have paid, then they’ll make even more. The underhanded tactics some insurance companies use to deny claims range from unethical to illegal, and include racism, ignoring clients and leaving […]
You were probably shocked when you got a letter in the mail saying that your loved one’s life insurance coverage was denied. And you’re not the only one. An estimated 10% of rightful insurance claims will be denied every year, making millions for the insurance company and leaving the people who trusted them without a […]
Most life insurance claim denials are because of some type of alleged material misrepresentation on the part of the policyholder. A material misrepresentation is when the policyholder misstated or omitted important facts when applying for their life insurance policy.