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  • Reasons Life Insurance Companies Deny Claims

    If you’re waiting for your life insurance benefits to arrive, you’re not alone.  Many people will wait weeks or months after the death of a loved one, only to eventually be told that their claim is invalid.  The truth is, life insurance companies will look for any possible reason to deny a claim—and if they […]

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  • Unclaimed Life Insurance Benefits: How to Get What You Deserve

    Just a few weeks ago, the mammoth insurance company American International Group (AIG) ended a longstanding legal investigation into its business practices. AIG agreed to pay $300 million to settle allegations it regularly denied life insurance benefits by failing to inform beneficiaries. The money will be divided among 39 state governments and the District of […]

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  • Help for Victims of Hurricane Sandy and Other Natural Disasters

    The act of filing an insurance claim can give victims a feeling of closure. Compensation for a wrecked vehicle after a car accident, a life insurance payment after a loved one passes away—these things are often painful, but necessary for victims to process what happened and allow them to move on. But for victims of […]

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  • How to Dispute Denied Life Insurance Claims

    Anyone who has ever filed an insurance claim knows what a pain it can be.  From car accident claims to home damage after a storm, the mere act of reading your policy is a chore.  The terms and definitions in your coverage seem to contradict one another—and to be honest, you’re not sure what the […]

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  • Life Insurance Delays

    Insurance companies do not care about your life or your problems, but they do care about your money.  Insurance businesses want to take in as much profit as they can by selling premiums, and keep it by paying out as little as possible—even when they are presented with legitimate claims. Here are just a few […]

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  • Claim Denial: Suicide vs. Accidental Death

    Someone you love has suddenly passed away. You’re in shock, heartbroken, and don’t know how you’re going to carry on. Then, you get a letter that accuses your family member of intentionally taking his own life. It may seem incredible, but it’s a common insurance company tactic. It’s especially common when victims had a particularly […]

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  • Life Insurance Benefits After a Death at Work

    You don’t want to think about what will happen if your spouse dies unexpectedly. While you cannot prepare for the emotional trauma, you are at least well prepared for the financial difficulties. But what if the unthinkable happens, and you’re not as secure as you thought? If your spouse has died at work, your life […]

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  • Insurance Company Tricks to Deny a Claim

    Most insurance companies put profit margins above their customer’s needs.  They will make a lot of money by denying clams—but if they deny claims they should have paid, then they’ll make even more. Here are some of insurance company tricks to deny a claim. Tactics to Deny Claims The underhanded tactics some insurance companies use to […]

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  • What to Do When Your Life Insurance Claim is Denied

    You were probably shocked when you got a letter in the mail saying that your loved one’s life insurance claim is denied. You’re not the only one.  An estimated 10 percent of rightful insurance claims will be denied every year. Those denials make millions for insurance companies and leave people who trusted them without a […]

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  • Reasons for Life Insurance Claim Denials

    Most life insurance claim denials are because of some type of alleged material misrepresentation on the part of the policyholder. A material misrepresentation is when the policyholder misstated or omitted important facts when applying for their life insurance policy.

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