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Claim Denial: Suicide vs. Accidental Death
Someone you love has suddenly passed away. You’re in shock, heartbroken, and don’t know how you’re going to carry on. Then, you get a letter that accuses your family member of intentionally taking his own life. It may seem incredible, but it’s a common insurance company tactic. It’s especially common when victims had a particularly […]
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Life Insurance Benefits After a Death at Work
You don’t want to think about what will happen if your spouse dies unexpectedly. While you cannot prepare for the emotional trauma, you are at least well prepared for the financial difficulties. But what if the unthinkable happens, and you’re not as secure as you thought? If your spouse has died at work, your life […]
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Insurance Company Tricks to Deny a Claim
Most insurance companies put profit margins above their customer’s needs. They will make a lot of money by denying clams—but if they deny claims they should have paid, then they’ll make even more. Here are some of insurance company tricks to deny a claim. Tactics to Deny Claims The underhanded tactics some insurance companies use to […]
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Reasons for Life Insurance Claim Denials
Most life insurance claim denials occur because of some type of alleged material misrepresentation on the part of the policyholder. A material misrepresentation is when the policyholder misstated or omitted important facts when applying for their life insurance policy.