If you were denied a Federal Employees Group Life Insurance (FEGLI) claim after your loved one passed away, you still may be entitled to receive benefits. Our lawyers can review the details your situation, determine why your claim was denied, and move forward with seeking the benefits you deserve.
Do I have FEGLI Coverage?
With more than four million members, FEGLI provides federal and postal employees, retirees, and their family members with group life insurance. Unless you waived coverage, you are automatically enrolled in basic FEGLI insurance as an eligible employee. If you are under 45 years of age, you automatically have extra coverage without having to pay an additional premium.
There are also optional FEGLI coverage choices employees can add to their policies, but they must elect to pay for these additional benefits.
What Does FEGLI Do When an Employee or Retiree Dies?
FEGLI pays death benefits to claimants after it has received the following:
- A Claim for Death Benefits (form FE-6) from an entitled claimant,
- A certified copy of the death certificate or other appropriate proof of death, and
- An Agency Certification of Insurance Status (form SF 2821).
FEGLI is responsible for processing claims, waivers, and requests for conversion, as well as for paying claims, handling living benefits, and determining eligibility for accidental death and dismemberment (AD&D) benefits.
Getting Help with FEGLI Claim Issues
When you’re an eligible beneficiary, the process of obtaining FEGLI benefits seems like a cut-and-dry process. However, many claims are still denied, delayed and disputed, and deserving beneficiaries never receive the money to which they’re entitled.
If your claim was denied, contact our firm to review your situation. We have the experience you need to get to the bottom of the problem and determine whether you can fight the insurance company’s decision and obtain benefits.