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The Impact of International Travel on Life Insurance Claims: What You Need to Know

International travel can have implications on various aspects of our lives, including life insurance coverage. Understanding the potential impact of traveling abroad on life insurance claims is essential for policyholders. In this article, we will explore common provisions, limitations, and questions surrounding international travel and life insurance claims. Notifying the Insurance Company: One crucial step […]

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The Role of Beneficiaries in Delayed Life Insurance Claims

Life insurance provides financial security to the loved ones of policyholders in the event of their passing. However, the smooth processing of life insurance claims can be significantly affected by issues related to beneficiaries. This article delves into the various reasons why problems with beneficiaries can lead to denied or delayed life insurance claims. We […]

Shot of a mature woman using a digital tablet while going through paperwork at home
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Delayed FEGLI Claim Payment

You and your family are suffering the loss of an important person. To top off the stress of the situation, your Federal Employees Group Life Insurance (FEGLI) benefits are taking forever to arrive. If you’re dealing with a delayed FEGLI claim, there are a few things you should know. Did My Loved One Have FEGLI Coverage? […]

Life Insurance Claim Appeal
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Winning an Appeal After Your Life Insurance Claim Was Denied

When individuals obtain a life insurance policy, they are thinking about their loved ones’ future. In the event of a policyholder’s death, that coverage can provide the family with much-needed financial support. Sadly, insurance companies often deny beneficiaries the money they deserve. As they’re facing a tragedy of losing an important person in their lives, they’re […]

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Delayed AD&D Claim Payment

AD&D refers to “accidental death and dismemberment.” It’s a type of insurance — whether a separate policy or “rider” to their coverage — that pays beneficiaries if an accident led to the policyholder’s death or dismemberment. If you filed an AD&D claim, you’ve already faced a devastating situation. The last thing you’re likely expecting is an […]

Denial for Failure to Pay Premiums
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Denial for Failure to Pay Premiums

It’s painful enough to mourn the loss of a family member. You weren’t expecting to then receive a denial letter after applying for life insurance benefits. As it turns out, your loved one did not have a spotless record of paying premiums. Now the insurer is saying that the lapse in payment means you are not […]

Life Insurance Claim After Divorce
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Life Insurance Claim After Divorce

Your husband, who recently passed away, was married once before. After filing a claim for life insurance benefits through his employer, you find out that his ex-wife has also filed. It may be unclear who is entitled to benefits. After all, the final judgment of divorce states that your husband was to keep the same […]