When it comes to hiring a life insurance lawyer, many people are concerned about the cost. Legal fees can add up quickly, making it difficult for some to afford the representation they need. However, contingency fee arrangements can be a viable option for many policyholders seeking legal recourse against their insurer. In this article, we […]
You and your family are suffering the loss of an important person. To top off the stress of the situation, your Federal Employees Group Life Insurance (FEGLI) benefits are taking forever to arrive. If you’re dealing with a delayed FEGLI claim, there are a few things you should know. Did My Loved One Have FEGLI Coverage? […]
When individuals obtain a life insurance policy, they are thinking about their loved ones’ future. In the event of a policyholder’s death, that coverage can provide the family with much-needed financial support. Sadly, insurance companies often deny beneficiaries the money they deserve. As they’re facing a tragedy of losing an important person in their lives, they’re […]
AD&D refers to “accidental death and dismemberment.” It’s a type of insurance — whether a separate policy or “rider” to their coverage — that pays beneficiaries if an accident led to the policyholder’s death or dismemberment. If you filed an AD&D claim, you’ve already faced a devastating situation. The last thing you’re likely expecting is an […]
It’s painful enough to mourn the loss of a family member. You weren’t expecting to then receive a denial letter after applying for life insurance benefits. As it turns out, your loved one did not have a spotless record of paying premiums. Now the insurer is saying that the lapse in payment means you are not […]
Your husband, who recently passed away, was married once before. After filing a claim for life insurance benefits through his employer, you find out that his ex-wife has also filed. It may be unclear who is entitled to benefits. After all, the final judgment of divorce states that your husband was to keep the same […]
It’s still possible to get a denied accidental death claim paid despite an intoxication exclusion. In one case, a young man drowned in a river after attempting to kayak with friends down the turbulent waters of a dam. Toxicology results revealed a blood alcohol content (BAC) of 0.12%, well above the state’s legal limit of […]
With the help of the Life Insurance Lawyers, beneficiaries with an accidental death claim can still get paid despite the intoxication exclusion. In one case, the firm’s client was a named beneficiary in an accidental death and dismemberment policy. Her husband was killed in a one-car motor vehicle accident. His vehicle left the roadway, entered […]