People embrace life insurance for many reasons. For some it’s the constant worry about their family’s wellbeing, for others it’s the many Go Fund Me’s meant to cover funeral costs, and others for the shock on that family’s face when they lost a breadwinner they can’t get rid of. Unlike vehicle or homeowners insurance, life […]
Over the past couple of decades or so, people throughout the United States have come to depend on their employers for many types of insurance coverage. Of course, there is no question of that when it comes to health insurance, but it can also refer to life insurance as well. In fact, among the most […]
It’s still possible to get a denied accidental death claim paid despite an intoxication exclusion. In one case, a young man drowned in a river after attempting to kayak with friends down the turbulent waters of a dam. Toxicology results revealed a blood alcohol content (BAC) of 0.12%, well above the state’s legal limit of […]
With the help of the Life Insurance Lawyers, beneficiaries with an accidental death claim can still get paid despite the intoxication exclusion. In one case, the firm’s client was a named beneficiary in an accidental death and dismemberment policy. Her husband was killed in a one-car motor vehicle accident. His vehicle left the roadway, entered […]
In the Estate of Stephen T. Gallagher, the state Superior Court recently reversed a lower court decision which had ruled that a former domestic partner was not entitled to the life-insurance benefits of his former spouse because he was not able to prove he was designated as the beneficiary. The dispute largely centered on how […]
A New Jersey offers court has declined to make a bright-line decision that says marriage makes a presumptive right for a spouse to get the benefits of his or her partner’s life insurance benefits if the deceased already assigned another person as the recipient. On February 24, A three-judge Appellate Division panel published decision in Fox v. […]
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